Insurance Services
In response to a demand by small businesses and non-profits for organizational development support and insurance benefits that fit within their budgets, Watts and Associates launched its OD and Group Benefits Model. We are applying customized and practical designs in integrating individual and group benefits with organizational development (OD) support. This is being done to provide under-funded organizations a tandem of solution services and products traditionally only enjoyed by highly funded organizations.

The model provides leaders with a smart strategy for developing and strengthening three areas essential to developing business stability and sustainability - strong culture, strong performance, and strong morale.Because we are prepared to reduce or, in some cases gift 100% of our OD services for insurance clients, most small businesses and non-profits are able to receive the much needed OD arm of the model.
Please read on to learn more about our solution services and products and discover how we can assist you in strengthening your culture, performance and morale.
Group/Business Owner Products
- Non Qualified Deferred Compensation.
- Estate Planning (Funding of Irrevocable Trust).
- Supplemental Health Benefits.
- Individual Disability Income Protection.
- Individual Tax Deferred Fixed Rate Annuities.
- Integrated Workers Compensation.
- Long Term Care.
- Business Legal and Identity Protection.
- Customized Major Medical Plans.
- Disability Income Protection.
- Dental Plans.
- Life Insurance.
- Key Employee Non-Qualified Deferred Compensation.
- Supplemental Health Plans.
- Legal and Identity Theft Protection.
- Long Term Care.

Organizational Development & Change
- Measurable and duplicable consultancy results involving inquiry, evaluation, strategy, and implementation of strategic plans.
- Measurable and duplicable leadership and management training and coaching from doctors of organizational development and change, clinical psychology, health/nutrition, and education.
- Human Resources assistance.
- Endowment funding strategies.
- Group presentations and facilitations.
- Employee performance measurement & recognition systems.
- Succession planning assistance (Successor evaluation, preparedness training and coaching in strategic/scenario planning and leadership and followership).
Setting Higher Standards
- Providing reliable health plans that align with budgets.
- Providing organizational consultancy, in-service training/coaching, and speaking at a reduce cost or pro bono depending on the size of the group and/or the amount of insurance premium spent.
Insurance Carriers
*Group disability products under- written by Mass Mutual, and Unum.
**Group and individual life insurance products underwritten by Mass Mutual, Unum, Principal, Transamerica, Prudential, and Phoenix Home Life.
***Group Major Medical and Dental Plans underwritten by Anthem Blue Cross, PacifiCare, Health Net, Kaiser Permanente, California Choice, Delta Dental, Aetna, American Specialty Health, Ceridian, Golden West, VSP, SHARP, and Premier Access.

